Your money.
Your future.
All in one place.
From 401(k) match to student loans to stock plans — every benefit Twincrest offers, calculated for you in seconds.
Benefits at a glance
LiveEverything in one place.
Six programs. One login. Every dollar Twincrest sets aside for you, calculated and explained.
Retirement
matched, dollar for dollar
Calculate your match
Estimates only — not financial advice.
1:1 Sessions
Two free sessions a year with a certified planner.
No agenda required. Show up with your questions — they've heard it all.
Anything — budgeting, debt, investing, home buying, taxes, retirement. No topic is off-limits.
Yes. Sessions are private and separate from HR.
Discounted rates are available. Ask your planner.
Student Loan Help
/month
contributed toward your qualifying loans
Up to $10,000 lifetime
- Employed full-time at Twincrest
- Loan is in your name
- Federal or private student loan
- Loan is not in default
See your savings
Estimates only — not financial advice. Refinancing may affect PSLF eligibility — ask your planner.
Stock Purchase Plan
Buy Twincrest stock at a 15% discount.
That's an instant return before the market does anything.
Estimate your ESPP
Your 15% discount is a real benefit, but how it's taxed depends on when you sell. If you hold long enough to make a qualifying disposition — at least 2 years after the offering date and 1 year after purchase — most of the gain is taxed at lower long-term capital gains rates.
Sell before those windows and it's a disqualifying disposition. The 15% discount is taxed as ordinary income on your W-2, and any additional gain is short- or long-term capital gain depending on holding period.
Either way, the discount itself is yours. A free planning session is a good place to map out a sell plan that fits your bigger picture.
Financial Education
Learn at your own pace.
Investing 101
LiveStocks, bonds, and how to think about risk. No prior knowledge needed.
Understanding Your Tax Forms
LiveW-2, 1099, 1098. A plain-English walkthrough of the forms you'll see.
Buying Your First Home
LiveDown payments, mortgages, and the gotchas first-time buyers miss.
Guides and documents.
2026 Benefits Summary Guide
The full overview of everything Twincrest offers — in one PDF.
401(k) Plan Summary
Vesting schedule, match rules, and contribution limits.
ESPP Enrollment Guide
Step-by-step walkthrough of signing up for the current period.
Student Loan FAQ
Most common questions about the $200/mo benefit.
Tax Forms Overview
What every form means and when you'll receive it.
Investing 101
A 20-minute video covering the absolute basics.
Home Buying Checklist
Documents, savings goals, and timing tips.
Benefits Comparison
A one-pager comparing all Twincrest benefits at a glance.
ESPP Tax Guide
Qualifying vs. disqualifying dispositions explained.